Public adjuster in Sarasota County, Florida.
Milton came ashore on Siesta Key in 2024. We help Sarasota County owners read the policy and present the claim.
Hablamos español. It is 47.7 miles from our Riverview office to Sarasota, the county seat.
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Free claim review · Sarasota County
What happened?
Pick the closest one. Documents can wait.
Sarasota County after Milton, Helene and Ian
The city of Sarasota is the county seat, and its page linked below covers city permits and local storm records. Venice, North Port and Siesta Key are also in the county and show up again and again in its NOAA entries.
Recent storms left a clear trail here. Ian brought 21.45 inches of rain northeast of North Port in 2022, Helene set a water level record at the mouth of the Myakka River in 2024, and Milton followed less than two weeks later. We help homeowners and condo owners document what happened, read the policy and present the claim.
Cities and communities in Sarasota County
Sarasota County storms on record
The National Hurricane Center's report places Milton's landfall on Siesta Key, in Sarasota County, as a Category 3 hurricane. Below, dated entries from NOAA's Storm Events Database and the National Weather Service fill in what was measured across the county.
- October 9, 2024: Hurricane Milton. Gusts generally ran 80 to 100 mph, with 97 mph at the Venice CMAN station and 102 mph at Sarasota-Bradenton International Airport. Rain totaled 4 to 8 inches, with 10.24 inches near North Port. The USGS Venice gauge measured 5.3 feet above mean higher high water (MHHW), and water elsewhere on the coast was estimated at 5 to 10 feet above MHHW. NOAA storm record
- September 26, 2024: Hurricane Helene. Gusts generally ran 60 to 70 mph, peaking at 69 mph near Venice, and rain totaled 1 to 3 inches. At the mouth of the Myakka River at North Port Charlotte, water reached 5.42 feet above MHHW, above the 3.57 foot record from Idalia. Elsewhere on the Sarasota coast it generally reached 3 to 6 feet. NOAA storm record
- August 30, 2023: Hurricane Idalia. Gusts generally ran 60 to 70 mph, with 62 mph near Sarasota, and rain totaled 4 to 7 inches, with 6.5 inches near Sarasota. Venice measured 3.08 feet above MHHW, and water elsewhere on the coast was estimated at 2 to 4 feet, affecting areas along the immediate waterfront. NOAA storm record
- September 28, 2022: Hurricane Ian. The county record lists a gust to 109 mph at Tarpon Point. Rain totaled 8 to 12 inches in the northern third of the county and 15 to 20 inches in central and southern areas, with 21.45 inches northeast of North Port. The Myakka River at Myakka River State Park reached a record 12.84 feet on October 1, and flooding prompted closure of Interstate 75 and its offramps. NOAA storm record
- September 10, 2017: Hurricane Irma. The highest gust was 70 knots (81 mph) at a home weather station in Sarasota, and 10.32 inches of rain fell in Laurel. Sarasota Emergency Management reported 4 homes with major damage, 10 with minor damage and 438 affected. NOAA storm record
We use records like these to pin down the date and conditions of a loss. A record supports the timeline only; the policy wording and the documented damage decide coverage.
Permits and the 50% rule in Sarasota County
Addresses inside the city of Sarasota use the city's permit search. Unincorporated addresses are permitted through Sarasota County Planning and Development Services, which has its own online permit search.
Sarasota County's guidance follows FEMA: when the price of the work divided by the building's market value is 50% or more, it counts as substantial improvement or damage. Below that threshold, a damaged structure can be repaired without added flood-proofing at permitting. Save the permit number, the final inspection date and the Sarasota County Property Appraiser record for the claim.
Sarasota County Property Appraiser
Look up your Sarasota County parcel for the year built, building details and sales history. Those records help answer roof age and construction questions an insurer may ask after a hurricane.
Sarasota County permit search
The county's online permit search for unincorporated Sarasota County. Find roof and repair permits and their inspection results, which help show the condition and age of the home before the storm.
A permit record does not establish the cause of damage or insurance coverage. Ask the building department about current repair requirements.
Condo, hurricane, water and denied claims
Condo owners work with two policies, the association's master policy and their own unit policy, and the first job is mapping which damage belongs to which. Hurricane losses usually carry a separate hurricane deductible shown on the declarations page, so we read it with you before any numbers are discussed.
For water damage, the source and timing of the water matter, so photos and repair notes from the first days carry weight. A denied claim comes with a letter stating the insurer's reasons; we review those reasons against the policy and the damage and tell you plainly what we find.
Questions we hear about Sarasota County
Is there a Care Claims office near Sarasota or Venice?
Our only office is in Riverview. We serve Sarasota County from there and have no separate office in Sarasota, Venice, North Port or anywhere else in the county. The first conversation is by phone, and a visit to your property is set after our team confirms it.
What may a public adjuster charge in Sarasota County, and how is your fee set?
Florida limits what public adjusters may charge, and our fee is written into an agreement you see and sign before we begin. The first review is free, so you can hear what we find in your policy and your damage before deciding anything.
My Sarasota County claim was denied. Can you look at it?
Yes. Send us the denial letter, the policy and any photos or reports you have. We compare the insurer's stated reasons with the policy wording and the damage at the property, then tell you plainly what we see. The policy and Florida law set deadlines, so do not wait long to ask.
Does Milton's landfall on Siesta Key mean my damage is covered?
No record proves coverage by itself. The landfall location and the NOAA measurements help show what conditions were like on October 9, 2024. Coverage depends on your policy, its hurricane deductible and the damage documented at your property, which is what we review with you.
Can the inspection and the explanations be in Spanish if I prefer?
Yes. Conversations, inspections and explanations can all be in Spanish, while the documents the insurer receives are prepared in English and reviewed with you first. For condo owners, we can also go over the association's insurance information with you in Spanish.
What does it cost to work with Care Claims?
The initial claim review is free. If you choose representation, the fee and how it is calculated are explained in a written agreement before you sign, subject to Florida law. Read about public adjuster fees.
Nearest office
Care Claims, Riverview
Riverview, FLHelpful to have ready
- Your policy, if you have it
- The claim number and insurer letters
- Photos and any estimates or receipts
Start without them if you need to. Visits take place at the insured property after our team confirms them.
Your next step
Let’s look at your situation.
Start with what you know. We’ll help you work through the rest.
We review and reply within one business day. Do not wait to report damage or meet a policy deadline.