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Florida public adjusters. Firm license #G114979Tampa Bay & statewide   /   (352) 782-2617

Property damage claims

Help with your
sinkhole damage claim.

Separate visible warning signs from the professional testing a claim may need. Get a free initial review from Care Claims.

We review and reply within one business day. Do not wait to report damage or meet a policy deadline.

A diagonal crack in a stucco wall above the concrete foundation.

What we can review

Cracking or settlement can have different causes. We review the policy, engineering or geological findings, and insurer correspondence without treating an unconfirmed cause as established fact. Structural safety requires qualified professional evaluation.

  • Dated observations and prior property records
  • Complete engineering and geological reports
  • Sinkhole versus catastrophic-collapse coverage
  • Stabilization, repair scope, and coverage decisions

For your first conversation

  • Note when you first observed cracks or changes in doors, windows, or floors; use existing dated photos where possible.
  • Gather prior inspection, engineering, or geological reports, including their attachments.
  • Describe what you observed without guessing at the cause. Tell us whether a qualified professional has already evaluated it.

A clear next step

Start with the property location, what happened, and your main question. We review what is available and discuss whether a document review, inspection, or specialist input makes sense. If you choose representation, the work and fee terms belong in a written agreement.

What to bring

Bring the policy, claim number if you have one, photographs, insurer letters, estimates, and records of temporary work. You can start a conversation without every document. Tell us what is missing rather than guessing.

Does a review guarantee coverage?

No. Coverage and payment depend on the policy, the facts, and applicable requirements. The initial review is free; representation is a separate decision. Public adjusters do not provide legal advice or emergency response.

Read the practical guide · Request a damage assessment

An empty chair on a shaded stucco porch.

Understand your next step

The initial review is free. If you choose representation, we explain the fee and how it is calculated in a written agreement before you sign. Coverage and results depend on the policy and the facts.

Claim help in your area

Based in Riverview, serving Florida property owners. These are service areas, not additional offices.

YOUR NEXT STEP

Let’s look at your situation.

Start with what you know. We’ll help you work through the rest.

We review and reply within one business day. Do not wait to report damage or meet a policy deadline.