Florida-licensed public adjusters headquartered in Tampa Bay. We represent policyholders exclusively — never insurance carriers. Built on deep expertise, powered by proprietary technology, and driven by one commitment: a full, fair recovery for every client.
Care Claims was founded with a single observation: insurance carriers deploy entire teams designed to minimize payouts, while policyholders face that machine alone. The system is fundamentally asymmetric — and that asymmetry costs Florida property owners billions in underpaid and denied claims every year.
We built Care Claims to correct that imbalance. Headquartered in Riverview, FL, our team of licensed public adjusters serves the entire Tampa Bay corridor — from Clearwater through Tampa to Sarasota — and holds statewide licensure across all 67 Florida counties. Every adjuster on our team carries an active Florida DFS license, E&O insurance, and the kind of carrier-specific knowledge that only comes from negotiating hundreds of claims.
What truly sets us apart is ClaimPilot, our proprietary claims management platform. While most public adjusting firms operate on spreadsheets and phone calls, ClaimPilot gives every client real-time visibility into their claim: photos, documents, negotiation milestones, and direct communication with their assigned adjuster — all in one secure portal. It's adjuster expertise plus software precision, and it consistently delivers higher settlements.
Florida is our home base, but carrier tactics aren't limited to the Sunshine State. We're building the infrastructure to bring our client-first adjusting model to policyholders across the Southeast and beyond.
Georgia, Alabama, Louisiana, and the Carolinas — states with similar storm exposure and carrier behavior. Licensing applications are underway.
ClaimPilot's technology stack was built to scale. Every new state gets the same real-time tracking, documentation engine, and client portal that Florida clients rely on.
Our long-term vision: a nationally licensed public adjusting firm with local expertise in every high-risk market. Florida-forged methods, deployed everywhere they're needed.
We operate in full compliance with all applicable Florida insurance statutes and regulations. Transparency isn't a marketing word for us — it's how we're built.
Firm #G114979
Individual License #W786531
All adjusters maintain active FL DFS licenses, E&O insurance, and surety bonds as required by state law.
FL Statute 626.854 — Public Adjuster Requirements
FL Statute 626.8795 — Contractor Coordination
FL Statute 627.70131 — Claims Handling Timeframes
Full disclosure in all written agreements
Surety bond as required by FL DFS
Errors & Omissions insurance coverage
Continuing education requirements met annually
Written contracts with cancellation rights disclosed
Care Claims Adjusting is a Florida Department of Financial Services licensed public adjusting firm (Firm License #G114979). Public adjusters represent policyholders exclusively — never insurance carriers. Per FL Statute 626.854, public adjusters may not engage in the unauthorized practice of law or provide legal advice. Fee agreements comply with all applicable Florida regulations. Past results do not guarantee future performance. All claims outcomes depend on policy terms, damage scope, and carrier cooperation.
Free Inspection • No Upfront Costs • FL DFS Licensed #G114979
We represent you — never the insurance company — on every claim.
We document the full scope of loss your carrier's adjuster underpays.
ClaimPilot gives you real-time visibility into every step of your claim.
Licensed across all 67 Florida counties — Panhandle to the Keys.
Contingency only. You pay nothing unless we recover money for you.
FL DFS licensed public adjusting firm #G114979, fully bonded.
Get a free, no-obligation review from a licensed Florida public adjuster.
FREE • NO OBLIGATION
Tell us about your damage. A licensed Florida public adjuster reviews your claim and gets back to you fast. We handle the carrier to secure the settlement you deserve.
FL DFS Licensed Firm #G114979 • BBB A+ • $47M+ Recovered
