Every Type of Property Damage
As your licensed public adjuster, we represent you in all communications with your insurance company. Every claim type. Every carrier.
Roof & Storm Damage
Wind, hail, and hurricane damage claims with thorough documentation and aggressive carrier negotiation per your policy and Florida law. We photograph every missing shingle, every compromised flashing, every point of water entry.
Water Intrusion & Mold
Pipe bursts, roof leaks, flooding, and resulting mold growth. We document timelines and causation to prove coverage when carriers cite maintenance or gradual damage exclusions.
Fire & Smoke Damage
Structural fire, smoke damage, and contents claims. Itemized documentation, coordinated inspections, and full claim preparation for your carrier. We account for smoke penetration, heat damage, and contents loss.
Flood Damage
Federal flood insurance and private flood policy claims. We navigate NFIP complexities and document flood-specific damage to maximize your recovery under both federal and private programs.
Commercial & Industrial
Multi-unit, retail, warehouse, and industrial claims. Business interruption, equipment damage, inventory loss, and tenant displacement handled with tactical precision and commercial-grade documentation.
Denied & Underpaid Claims
Claim denied or lowballed? We re-document the damage, build an evidence-based appeal, and reopen the negotiation. Denials are common — and frequently overturned with proper representation.
We Know Florida's Toughest Claims
Hurricane & Storm Damage
Roof blow-off, shingle damage, fascia destruction, window breaches, and interior water intrusion from wind-driven rain. We know how carriers try to separate wind from water to limit your payout — and we build evidence packages that tie every element to covered perils.
Commercial Property Claims
Business owners face unique pressure: revenue loss, tenant obligations, code compliance, and accelerated repair timelines. We handle business interruption, loss of rents, multi-unit properties, and commercial policy complexities with tactical precision.
Hurricane & Wind Damage Claims
Florida's hurricane season brings catastrophic wind, flying debris, and structural failures. We document roof damage, shingle blow-off, fascia destruction, window breaches, and interior water intrusion caused by wind-driven rain.
Our adjusters know how carriers try to separate wind from water damage to limit payouts. We build evidence packages that tie every element of loss to covered perils, maximizing your settlement.
- Roof blow-off, missing shingles, compromised flashing
- Window and door breaches from flying debris
- Interior water intrusion from wind-driven rain
- Fascia, soffit, and structural damage documentation
Water Intrusion & Mold Claims
Roof leaks, plumbing failures, and storm-related water damage often lead to mold growth and structural deterioration. Carriers routinely deny or underpay these claims, citing maintenance or gradual damage exclusions.
We document timelines, causation, and immediate vs. secondary damage to prove coverage. Our adjusters understand the science behind moisture migration and mold proliferation, building cases that carriers cannot dismiss.
- Causation timeline documentation to defeat exclusions
- Hidden moisture detection behind walls and under flooring
- Mold remediation scope and secondary damage claims
- Plumbing failure and pipe burst documentation
Commercial Property Claims
Business owners face unique pressures: revenue loss, tenant obligations, code compliance, and accelerated repair timelines. We handle commercial claims with tactical precision, focusing on the complexities that set business claims apart from residential.
From multi-unit apartment complexes to retail plazas and industrial warehouses, we document every element of commercial loss and negotiate aggressively for full policy recovery.
- Multi-Unit Properties — Complex loss calculations, tenant displacement, and coordinated inspections
- Retail & Office — Business interruption, equipment damage, and loss of revenue documentation
- Industrial & Warehouse — Structural damage, inventory loss, and specialized equipment claims
- Loss of Rents — Documenting rental income loss during repair and restoration periods
Get Your Free Damage Report
Don't let your carrier dictate your settlement. Request your free Claim Readiness & Damage Recovery Report today. We'll inspect your property, document every detail, and deliver a tactical assessment within 48-72 hours.
Schedule Free Inspection