Hurricane & wind
From roof damage to wind-driven rain, connect the damage to the event.
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Our expertise
Property damage claims
we handle.
Help with hurricane, water, roof, fire, mold, sinkhole, commercial, and denied property claims across Florida. Request a free initial review.
Claim types
Find help for your damage.
Water damage
A pipe burst. A ceiling stain. Understand what your policy may cover.
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Roof damage
Document the roof, the repair scope, and damage beneath the surface.
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Fire & smoke
Look beyond the visible fire damage to structure, contents, and living costs.
Learn about this claimDenied or underpaid
Get a second look at the decision, the evidence, and your next step.
Learn about this claimSinkhole damage
Separate visible warning signs from the professional testing a claim may need.
Learn about this claimCommercial property
A clear claim record for buildings, business property, and interrupted operations.
Learn about this claimThe process
How your claim moves forward.
One team to help you understand and manage the claim.
01
We listen.
Tell us what happened and where things stand. We review whether we can help and explain the next step.
02
We document.
After you choose representation, we inspect the damage and organize the photographs, estimates, and policy information.
03
We advocate.
We present the documented claim and handle the insurance conversations, keeping you involved in decisions.
04
You decide.
We walk through the insurer’s response and any settlement offer with you. You stay in control of your decisions.
Every loss is different. Coverage, evidence, and the insurer’s review determine what happens next. We explain the process without promising an outcome.
Our process, explainedGood questions
Common questions
You deserve to understand the process before you make a decision.
What is a public adjuster?
A public adjuster is a licensed insurance professional who represents you, the policyholder, in a property damage claim. We inspect damage, prepare the claim, and communicate with your insurer. We do not sell insurance or provide legal advice.
Can I talk to you before I file a claim?
Yes. A free conversation can help you understand what information to gather and whether a closer review makes sense. Do not delay any notice required by your policy while waiting for an appointment.
What does it cost to work with Care Claims?
The initial claim review is free. If you choose representation, the fee and how it is calculated are explained in a written agreement before you sign, subject to Florida law. Read about public adjuster fees.
YOUR NEXT STEP
Let’s look at your situation.
Start with what you know. We’ll help you work through the rest.
We review and reply within one business day. Do not wait to report damage or meet a policy deadline.