Property damage claims
Help with your
hurricane & wind claim.
From roof damage to wind-driven rain, connect the damage to the event. Get a free initial review from Care Claims.
We review and reply within one business day. Do not wait to report damage or meet a policy deadline.

What we can review
Wind, rain entry, and flooding can affect the same property and raise different coverage questions. We review the reported damage, the available policy documents, and the insurer’s response. Uncertain causes stay identified as questions for investigation.
- Roof and exterior damage
- Interior water damage and affected belongings
- Wind and flood policy questions
- Repair estimates, deductibles, and payment explanations
For your first conversation
- Note when you first saw roof damage, rain entry, or water rising around the property; keep those observations separate.
- Keep before-and-after photographs, temporary repair receipts, and messages from the insurer together.
- If you have more than one policy, list the insurers so the review can begin with the right documents.
A clear next step
Start with the property location, what happened, and your main question. We review what is available and discuss whether a document review, inspection, or specialist input makes sense. If you choose representation, the work and fee terms belong in a written agreement.
What to bring
Bring the policy, claim number if you have one, photographs, insurer letters, estimates, and records of temporary work. You can start a conversation without every document. Tell us what is missing rather than guessing.
Does a review guarantee coverage?
No. Coverage and payment depend on the policy, the facts, and applicable requirements. The initial review is free; representation is a separate decision. Public adjusters do not provide legal advice or emergency response.

Hurricane season: find the guidance you need
Before a storm
Organize your policy and a safe record of your property before damage occurs.
After the storm
Prioritize safety, record visible damage and keep receipts for temporary protective work.
Build the damage record
Keep dated photographs, inspection findings and repair estimates together.
Check the notice requirements
Read the applicable notice rules and your policy; do not wait for a consultation to meet a deadline.
Review the insurer’s decision
If the claim is denied or the estimate seems incomplete, gather the written decision and policy for a review.
Understand your next step
The initial review is free. If you choose representation, we explain the fee and how it is calculated in a written agreement before you sign. Coverage and results depend on the policy and the facts.
Claim help in your area
Based in Riverview, serving Florida property owners. These are service areas, not additional offices.
YOUR NEXT STEP
Let’s look at your situation.
Start with what you know. We’ll help you work through the rest.
We review and reply within one business day. Do not wait to report damage or meet a policy deadline.
