When your home is damaged, your insurance company sends its own adjuster to protect their bottom line. We're the licensed Florida public adjusters who work only for you — documenting every detail and negotiating the full, fair settlement you're owed, so you can focus on your family.
Trusted by Florida homeowners statewide
You're not alone in this
That's normal. Almost everyone who calls us feels exactly the same way. Here's the good news: from your first call, you don't have to carry it alone.
Overwhelmed
Contractors, your carrier, your mortgage company — all at once, in the worst week of your year.
Unsure what's covered
Your policy reads like another language, and no one has explained it in plain English.
Worried the offer's too low
The first number from the insurer feels short — but you're not sure how to know, or what to do about it.
Not sure who to trust
Everyone's pitching you. You just want someone licensed and local who's actually on your side.
That's exactly why Care Claims exists — and exactly what your first free call is for.
A fair fight, finally
Your insurance company has adjusters and attorneys whose job is to settle for as little as possible. A public adjuster is the licensed professional who does the same work — only for you. We read the policy, document the loss, and negotiate the settlement, so the outcome is fair instead of one-sided.
Recovered for Florida Homeowners
We've helped thousands of policyholders get the settlements they deserve — not the lowball the carrier offered first.
Our Process
Four simple steps. No upfront cost. A real person with you at each one.
We inspect the damage and review your policy — at no cost to you.
We build a solid claim backed by evidence and expert analysis.
We take over the calls and negotiate for the full, fair settlement you're owed.
You receive a fair settlement — so you can repair your home and move forward.
Track every stage of your claim in real time. ClaimPilot gives you a single, secure window into the entire process — no guessing, no chasing.
Live Claim Tracking
See exactly where your claim stands, 24/7.
Bank-Grade Security
Your documents and data, fully encrypted.
All Docs in One Place
Photos, estimates and letters, centralized.
Real-Time Updates
Get notified the moment anything moves.
What We Handle
Whatever happened to your property, we know how to document it and make sure your policy pays what it should.
Wind, surge and named-storm losses documented and secured — from the Panhandle to the Keys.
How we helpBurst pipes, flooding and leaks — we prove the source and the full scope of the loss.
How we helpShingle, tile and flat-roof claims often underpaid by carriers — we get them paid in full.
How we helpStructure, contents and smoke damage — including the losses adjusters routinely miss.
How we helpBusiness interruption and large commercial losses — handled with the rigor and care they require.
How we help
Roofers, restoration pros and GCs — when the claim is fully and fairly funded, your scope gets approved and you get paid. We make that happen, together.
Statewide Coverage
From the Panhandle to the Keys, our licensed public adjusters are ready to help.
Miami-Dade
County
Broward
County
Palm Beach
County
Hillsborough
County
All Florida
Counties →
Reviews That Matter
See why homeowners across Florida trust Care Claims Adjusting.
Google Reviews
"CareClaims made a stressful situation so much easier. They fought for every dollar we deserved and won. I cannot recommend them enough."
Sarah M.
Tampa, FL
"Professional, responsive and truly had our best interests at heart. They turned a denied claim into a full payout. Highly recommend!"
James T.
Fort Lauderdale, FL
"They knew exactly how to handle our insurance company. Couldn't be happier with the results — paid more than double the first offer."
Lisa R.
Orlando, FL
Start with one free call
Tell us what happened to your home. A licensed Florida public adjuster will review your claim for free and walk you through your options — no pressure, no obligation, and no fee unless we recover for you.
FREE • NO OBLIGATION
Tell us what happened to your home. A licensed Florida public adjuster reviews your claim and gets back to you — usually within one business day. We handle the carrier, so you don't have to.
FL DFS Licensed Firm #G114979 • BBB A+ • $47M+ Recovered