Public adjusters for Florida homeowners · Based in Riverview
Your insurance claim, handled by someone on your side.
A licensed Florida public adjuster inspects the damage, documents the claim and deals with your insurance company for you.
Free initial review. No obligation to hire us.
We review and reply within one business day. Do not wait to report damage or meet a policy deadline.
Hurricane Milton, Wimauma: first offer $4,003.57 → closed at $22,845.64
What happens next
- A free reviewTell us what happened. We look at your situation and your policy at no cost.
- We inspect and documentWe inspect the damage and document it carefully: photos, measurements and an estimate.
- We deal with the insurerWe handle the conversations with your insurance company and keep you informed.
Free claim review
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REQUEST RECEIVED
You’ve taken the first step.
Care Claims has received your request for review. This confirms receipt, not coverage, representation, or an appointment.
Add your documents
Policy, declarations, carrier letters, estimates, or damage photos. PDF, JPG, PNG, or WebP; up to 25 MB each, 8 files and 75 MB total. Please leave out identity and payment documents.
No need to upload anything now. We will collect your documents after we call you.
Pick a time to talk
Choose a time for your free review call. You will get a confirmation email with a calendar invite and a link to reschedule.
Open the scheduling page in a new tabOur team will contact you to arrange a conversation. No appointment has been booked yet.
Finish adding documents to this request before starting another.
What Florida homeowners say
“Jonathan was amazing. He helped us through every step after Hurricane Milton! ... We were able to get all our repairs done with no money out of our pocket...”
“I had made 2 claims for storm damage to my roof. State Farm denied both. ... He got the claim kicked up the ladder and within a short time the claim was approved...”
“Jonathan, stood up for us when the insurance company tried to settle for the minimum they could do. Thank you!”
What happened to your home?
Choose the damage type. Each page explains what we review, what to gather and what happens next.
Hurricane and wind
Roof, windows and water intrusion after a storm.
Water damage
Burst pipes, sudden leaks and hidden moisture.
Roof damage
Missing shingles, leaks and disputed repairs.
Fire, mold and more
Fire and smoke, mold, sinkhole and commercial property.
Claim denied or payment too low? Get a second look
Three steps, and you stay in control.
Tell us what happened
Start with a free review. We explain your options and how fees work before you decide anything.
We document the claim
If you hire us, we inspect the property, review your policy and build the evidence your insurer needs.
We deal with the insurer
We present the claim and negotiate. You see every offer and you decide whether to accept it.
You should never have to call to find out where your claim is.
Every client gets their own login to a private claim portal. Open it any time to see where your claim stands, what comes next, and anything we need from you.
- Every step, from reported to paid. It moves as your claim does.
- Send photos, receipts and invoices from your phone. They go straight into your claim file.
- Ask a question at any hour. You get a clear answer about your claim, in plain English.
- Your contractor stays in the loop through their own portal, so you are not the go-between.
You will know the fee before you sign.
Initial review. No obligation to hire us.
Florida’s maximum fee on claim payments made during the first year after a Governor-declared state of emergency, for claims from that emergency.
Florida’s maximum for other claims, and for emergency claims after that first year. Reopened or supplemental claims: up to 20% of the new payment.
These caps are set by Florida law for residential and condo unit owner policies, and are a percentage of the claim payment. If you choose representation, our fee and how it is calculated are explained in a written agreement before you sign.
Florida Statutes 626.854(11) and (19)How public adjuster fees work
Who you will work with
A Riverview firm, and a licensed adjuster you can name.
Care Claims was founded by Jonathan Cimadevilla to give Florida property owners a clear, capable advocate through the insurance claim. You get updates in plain language, and you make the decisions on your claim.
Jonathan Cimadevilla · Florida public adjuster license W786531 · Firm license #G114979
Meet Care ClaimsPrefer to talk first?
Good questions
Questions before you get started?
You deserve to understand the process before you make a decision.
What is a public adjuster?
A public adjuster is a licensed insurance professional who represents you, the policyholder, in a property damage claim. We inspect damage, prepare the claim, and communicate with your insurer. We do not sell insurance or provide legal advice.
Can I talk to you before I file a claim?
Yes. A free conversation can help you understand what information to gather and whether a closer review makes sense. Do not delay any notice required by your policy while waiting for an appointment.
What does it cost to work with Care Claims?
The initial claim review is free. If you choose representation, the fee and how it is calculated are explained in a written agreement before you sign, subject to Florida law. Read about public adjuster fees.
Can you help with a denied or underpaid claim?
We can review the decision, your policy, and the available evidence. Some claims may warrant additional documentation or further review. No outcome can be promised; coverage, deadlines, and the facts of your loss matter.
Do you help Spanish-speaking homeowners?
Yes. You can explore our guides in Spanish and request a conversation in your preferred language. Use the language link at the top of any page to switch.
Serving Tampa Bay and property owners across Florida
Working with a homeowner who needs claim help? Information for contractors