When your carrier sends their adjuster to minimize your payout, you need a licensed advocate in New Port Richey who knows the local building codes, carrier tactics, and every angle of your claim.
FL DFS-licensed adjusters who know New Port Richey's codes, carriers, and storm patterns.
We work only for you — never the insurance company — on every New Port Richey claim.
We document the full scope of loss your carrier's adjuster routinely underpays.
Contingency only. You pay nothing unless we recover money on your claim.
From hurricane aftermath to denied claims, our licensed adjusters manage every damage type New Port Richey properties face.
Roof blow-off, structural wind damage, and storm-surge claims handled end to end.
Burst pipes, roof leaks, and flooding documented and valued for full recovery.
Shingle loss, leaks, and structural roof claims your carrier tries to underpay.
Structural, smoke, and contents-loss claims valued to the full extent of your policy.
Our proprietary platform gives New Port Richey policyholders real-time visibility into every step — documentation to settlement.
We inspect your New Port Richey property and document the full scope of loss.
We build and file the claim with documentation the carrier can't dismiss.
We negotiate directly with your insurer to secure the full, fair settlement.
Settlement lands, you rebuild. No recovery, no fee — ever.
A public adjuster is a licensed insurance professional who represents policyholders — not insurance companies — in property damage claims. In New Port Richey, Care Claims public adjusters inspect your damage, document every detail, prepare professional estimates, and negotiate directly with your insurance carrier to secure the full, fair settlement you're owed. Unlike your carrier's adjuster who works for the insurance company, a public adjuster works exclusively for you.
New Port Richey sits along the Gulf coast of Pasco County with significant portions of the community in FEMA-designated flood zones. The Pithlachascotee River, Cotee River, and numerous coastal canals create multiple flood pathways during tropical storms and heavy rainfall events. Hurricane storm surge can push Gulf water miles inland through these waterways. Carriers exploit the flood vs. wind damage distinction to deny claims, making professional documentation and policy navigation essential for a full, fair recovery.
Care Claims works on a contingency-fee basis of 10-20% of the settlement amount. There are zero upfront costs. If we don't recover money for your New Port Richey property claim, you don't pay. This fee structure is regulated by the Florida Department of Financial Services and ensures our interests are fully aligned with yours — we only get paid when you get paid.
Yes. Much of New Port Richey's housing stock was built in the 1960s through 1980s, with aging plumbing, electrical systems, and roof structures that have endured decades of Gulf coast weather. Carriers frequently deny claims on older properties by attributing damage to deferred maintenance rather than storm events. Care Claims specializes in forensically distinguishing storm-caused damage from pre-existing conditions to ensure fair settlements for New Port Richey homeowners.
Yes. Claim denials are common in New Port Richey, especially for properties in flood zones where carriers dispute whether damage was caused by flood, wind, or both. Care Claims specializes in overturning denied and underpaid claims through evidence-based appeals, re-inspections, and aggressive carrier negotiation. We navigate overlapping flood and wind policies to ensure every dollar is recovered. Our approval rate on represented claims is 92%.
New Port Richey sits in Pasco County along Florida's storm-exposed Gulf Coast corridor. Coastal and low-lying New Port Richey properties face elevated storm-surge, flood-zone, and wind-driven-rain risk — and carriers routinely dispute whether damage was caused by wind (covered) or flood (excluded). That causation fight is exactly what we document and win.
Licensed across all 67 Florida counties — with deep, local experience in Pasco County.
Nearby communities we also serve
Local expertise. Faster response. Statewide reach for every Florida claim.
Schedule your free New Port Richey inspection today. We respond within 5 minutes during business hours.
Schedule Free Inspection (352) 782-2617FREE • NO OBLIGATION
Tell us about your damage. A licensed Florida public adjuster reviews your claim and gets back to you fast. We handle the carrier to secure the settlement you deserve.
FL DFS Licensed Firm #G114979 • BBB A+ • $47M+ Recovered
